Valuing Retail, Office, Industrial, and Mixed Use Properties If you own or are considering buying a retail plaza, an office building, an industrial property, or a mixed use asset, one question eventually comes up for everyone. What is this property really worth in today’s market? The answer is rarely simple, especially in Toronto where each asset class behaves differently and responds to different pressures. Property valuation is not about applying one formula across all real estate. Retail, office, industrial, and mixed use properties are valued through different lenses because buyers, tenants, and lenders look at them differently. Understanding how

How Appraisers Determine Market Value When people hear the term market value, they often assume it is a simple number pulled from recent sales or an online estimate. In Toronto, market value is far more nuanced. As appraisers, we are not predicting what a property might sell for in a perfect situation. We are answering a very specific question based on real evidence: what would this property likely sell for in today’s market, between a willing buyer and a willing seller, with neither under pressure. That distinction matters because Toronto is not one market. It is dozens of micro

Refinancing Your Home: Why the Appraisal Matters Refinancing a home is often about timing. Rates shift, life changes, equity builds quietly in the background, and suddenly refinancing feels like the right move. What many Toronto homeowners do not realize is that the entire refinancing process rests on one key foundation: the appraisal. Without a clear and defensible opinion of value, even the best financial plan can stall or fall apart. A professional home appraisal is not just a formality required by the lender. It is the document that determines how much equity you can actually access, how favorable your

The Three Approaches to Value Explained When people hear that their Toronto property has been appraised, they often assume the appraiser simply looked at what similar homes sold for and called it done. The reality involves much more depth and careful analysis. Professional appraisers rely on three distinct approaches to value, each offering a different lens through which to view a property’s worth. Understanding these methods helps property owners make sense of appraisal reports and appreciate why values sometimes differ from expectations. Why Three Approaches Instead of One Real estate is complex, and no single method captures every factor

Residential Appraisals for Divorce and Family Law Going through a divorce is one of the most emotionally draining experiences a person can face. The home you shared with your spouse holds memories, represents years of mortgage payments and renovations, and often becomes the most valuable asset you need to divide. When family lawyers start discussing equalization payments and property division, the question everyone asks is simple: what is the house actually worth? This is where residential appraisals for divorce and family law situations become not just helpful but often legally necessary. The process feels clinical and detached when your